You can't believe how many insurance companies there are. I wrote a few weeks ago I am looking out for a new car - so, when checking out all conditions I came about the issue of insurance.
I had the habit to take a full coverage (Omnium) as long as the loan is not fully paid. Here, this takes about three years, four max. But the prices are about triple the normal prices, especially for me.
I'm a good driver, I'm driving since 1984 (now you can estimate my age) and never had to claim insurance. I had two accidents, though, both times just light damage to my car, and to the other car. Both times were women driving... I must have driven close to half a million km, (that's 300 000 miles for you Imperial people), had a few near misses that rushed adrenaline through my body, I've seen crashes at the roadside... So although I never had to claim anything from insurance, I believe I should be covered well.
But then, in the heat of the action, I started to look at all the others insurances, too.
We have a lot of them. I recently only reviewed the house-related insurances, like fire, disaster covering, but I never looked at third-party liability, medical, court assistance (which I discover we have in double. Yeay. Two lawyers when you need one.)
After a few hours, I became feeling depressed from reading all this small-print, put everything back in their files, and safely away. I took out the two lawyers. I will have to decide which on I will fire. Hard choice, since I never met them.
So many choices. So many prices. I didn't even really start looking for what I started this whole thing for. Car insurance. Loans.
I still have a lot of work to do. F*ck.