Wednesday, 19 January 2011

comparing and taking decisions.

You can't believe how many insurance companies there are. I wrote a few weeks ago I am looking out for a new car - so, when checking out all conditions I came about the issue of insurance.

I had the habit to take a full coverage (Omnium) as long as the loan is not fully paid. Here, this takes about three years, four max. But the prices are about triple the normal prices, especially for me.

I'm a good driver, I'm driving since 1984 (now you can estimate my age) and never had to claim insurance. I had two accidents, though, both times just light damage to my car, and to the other car. Both times were women driving... I must have driven close to half a million km, (that's 300 000 miles for you Imperial people), had a few near misses that rushed adrenaline through my body, I've seen crashes at the roadside... So although I never had to claim anything from insurance, I believe I should be covered well.







But then, in the heat of the action, I started to look at all the others insurances, too.
We have a lot of them. I recently only reviewed the house-related insurances, like fire, disaster covering, but I never looked at third-party liability, medical, court assistance (which I discover we have in double. Yeay. Two lawyers when you need one.)

After a few hours, I became feeling depressed from reading all this small-print, put everything back in their files, and safely away. I took out the two lawyers. I will have to decide which on I will fire. Hard choice, since I never met them.

So many choices. So many prices. I didn't even really start looking for what I started this whole thing for. Car insurance. Loans.



I still have a lot of work to do. F*ck.

29 comments:

  1. Take it easy, everything will sort out

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  2. Yeah I tried to find an internship, they tried to make me an insurance salesman, I said no.

    Don't forget to check and support often your local information hot-spot lifeformation.blogspot.com!

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  3. insurance/paperwork crap gives me headaches

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  4. It's a big ticket item - it should take time.

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  5. You missed Drunk Driving on your diagram ;)

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  6. I called Geico and saved a bunch on my car insurance.


    Following

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  7. Insurance is an ambulance chaser's dream, hope you get a good deal.

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  8. Some insurance is necessary, but health insurance serves no real purpose other than to inflate the cost of care by deny coverage to others. Health insurance is a scam, perpetuated by our governments unwillingness to provide it for us. I like your blog, I'll be following.

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  9. imperialist here, i know some of the insurance sites offer price matching, and you can always check the best prices to see if they're lying or not.

    following and supporting daily, friend :) 86thatish.blogspot.com

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  10. wow, you've been driving longer than I've been alive.

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  11. funny post

    http://dubstep-newdubstep.blogspot.com/

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  12. this is the only time im glad i dont drive

    Check me out at:

    www.crackinstuff.blogspot.com
    Daily Design/Tech/Random Updates

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  13. I just got new car insurance. I hate insurance though.

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  14. very pro post, hopefully one day i can be like you
    help me out if i can

    http://entertainvent.blogspot.com/

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  15. time would be so much better spent doing something else rather than reading all the fine print.

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  16. Oh yeah, insurance is el diablo. I suggest never driving if possible :) Also, side note...that ambient track is re-uploaded with better sound quality.

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  17. i live in british columbia.. i don't get to choose :'(

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  18. I think everyone knows by now that Insurance companies would rather screw you side ways with a fridge other than do what their actually supposed to.

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  19. Ya I'm with you. When I got out of school I was almost in shock of the list of things I had to worry about now.

    http://www.blizzardhacks.com

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  20. lol at the "good/funny post" comments

    general information: if you are adsensing, make sure you stay on the adsite for at least 20 seconds to allow for clicks to be registered. i've been making this mistake, but am encouraging everyone to change their methods of support if they want to start doing it right.

    longlive$$, delete this comment and spread this info elsewhere so everyone can know.

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  21. Insurance is evil! It takes money away from you even if nothing happens :(

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  22. Lol insurance is definitely a headache.

    Following and supporting.

    http://illuminatinwo.blogspot.com

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  23. Finding the right insurance is always a nuisance!

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  24. There sure are a heck of insurance options out there.
    I was lucky enough to find a small local company that offers amazing rates and coverage.
    I'm paying $90 every 4 months for great coverage.

    ~showing my fellow bloggers some support

    ReplyDelete